“For we brought nothing into the world, and we cannot take anything out of the world” (1 Timothy 6:7).

The assets you’ve gathered and grown over your lifetime aren’t yours to keep. Someday, they’ll be handed off to others. Contemplating such a prospect many centuries ago, King Solomon found it to be unsettling. “I hated all the fruit of my labor for which I had labored...because I must leave it to the one who will come after me. And who knows whether he will be wise or a fool?” (Ecclesiastes 2:18-19).

No doubt, he was concerned that his heir might squander the inheritance. But he also understood that an inheritance, if handled unwisely, can undermine personal responsibility and initiative, inflicting lasting harm on the one who receives it.

Parents who know that they are God’s stewards — over both their money and their children — should take those possible outcomes to heart. By acting wisely, they can help ensure that the money they leave behind isn’t frittered away or doesn’t become an instrument of destruction in their children’s lives.

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