Home >Articles

Category: Savings Accounts

Where to Keep Your Savings: The Time/Money Tradeoff

Money-market funds aren’t what they used to be. Not that long ago, they were paying about 2.5%. I should know. Because of that great rate, and in the interest of simplifying our household’s financial life, in the spring of
Continue Reading

Past Their Prime? Tough Times Return for Money-Market Funds

Money-market funds are no longer attractive alternatives for your savings. And they're not likely to be good options again any time soon.
Continue Reading

When a “Bucket Strategy” Shines

If you're retired, or close to retirement, having plenty of cash on hand allows you to take a bear market in stride. You can calmly wait for your stock-based investments to recover.
Continue Reading

Setting an Emergency-Savings Target

By protecting you during life's short-term financial storms, a well-funded emergency reserve helps ensure your longer-term financial well-being.
Continue Reading

Strange Market Behavior Surrounds Fed’s Second Rate Cut

The Federal Reserve cut the Federal Funds rate yesterday by a quarter-point to a range of 1.75%-2.00%. This was the second rate cut in just seven weeks and was a bit controversial, even within the voting members of the
Continue Reading

Retirement Planning for Singles

Being single puts the responsibility of preparing for your later years squarely on your shoulders, especially if you don’t have adult children. So you need to have a plan.
Continue Reading

Banking With Your Church

Some Christian denominations offer savings-type accounts, then use the money from savers to make low-interest loans to denominational churches, seminaries, and missions organizations.
Continue Reading

In Pursuit of Better Savings Account Yields

In our household, we recently made some changes in where we keep our savings that I thought might be of interest.
Continue Reading

BulletShares: Good News for Savers and Bond Investors

Savers and investors have long had two options for the bond portion of their portfolio: individual bonds or bond mutual funds. Now a third option is available that blends the best aspects of
Continue Reading

Your 10 Most Important Financial Moves for 2019

Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
Continue Reading