We’ve heard it before, and we’re hearing it again. The most common financial regret of today’s retirees is not having saved more for retirement. The latest research comes from the Employee Benefit Research
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When I used to teach biblical money management workshops on a regular basis, I would often use an exercise designed to help people see what money-related assumptions they had.
I would tell participants to imagine that
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Nationally, the average interest rate paid on savings accounts is a tiny 0.10%. By shopping around, you could earn up to 20 times that much.
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This article is meant as a follow-up guide to SMI's February 2022 cover article: Intro to Crypto. If you haven't read that, I encourage you to do so before continuing on here.
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If your portfolio calls for bond exposure and you can work with the Treasury Department’s restrictions, I-Bonds are a great option right now.
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The Fed’s low-rate policy has created a tough situation for short-term investing. Your best option may be to stand the traditional approach on its head.
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While we’ve linked to articles about I-Bonds in the last two Friday roundups, they’re getting enough publicity and we’re receiving enough questions about them that a separate article seems warranted.
Because savers have
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Do you have a risk-management plan in place for your personal finances? You should.
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Should you think of a health savings account (HSA) as a retirement account — just like you think of a 401(k) plan or an IRA? According to a new study (PDF) by the consulting company Willis Towers Watson, the answer is an
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The New York Times recently ran a series of charts designed to sum up 2020 economically. They showed how the pandemic has impacted employment, wages, home prices, and more.
But one of the most striking charts about what
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