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Category: Savings Accounts

Regrets — Retirees Have Had a Few

We’ve heard it before, and we’re hearing it again. The most common financial regret of today’s retirees is not having saved more for retirement. The latest research comes from the Employee Benefit Research
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What’s Your Money Mindset?

When I used to teach biblical money management workshops on a regular basis, I would often use an exercise designed to help people see what money-related assumptions they had. I would tell participants to imagine that
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Your Best Interest: Finding Better Rates for Your Savings

Nationally, the average interest rate paid on savings accounts is a tiny 0.10%. By shopping around, you could earn up to 20 times that much.
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Crypto Update

This article is meant as a follow-up guide to SMI's February 2022 cover article: Intro to Crypto. If you haven't read that, I encourage you to do so before continuing on here.
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I-Bonds Are the Best Deal in Fixed-Income Right Now

If your portfolio calls for bond exposure and you can work with the Treasury Department’s restrictions, I-Bonds are a great option right now.
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Investing for Short-Term Goals in Today’s Stock/Bond Environment

The Fed’s low-rate policy has created a tough situation for short-term investing. Your best option may be to stand the traditional approach on its head.
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I-Bonds: A Great Option for Emergency Fund Money

While we’ve linked to articles about I-Bonds in the last two Friday roundups, they’re getting enough publicity and we’re receiving enough questions about them that a separate article seems warranted. Because savers have
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Stress-Testing Your Household Finances

Do you have a risk-management plan in place for your personal finances? You should.
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Elevating the Role of Health Savings Accounts

Should you think of a health savings account (HSA) as a retirement account — just like you think of a 401(k) plan or an IRA? According to a new study (PDF) by the consulting company Willis Towers Watson, the answer is an
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A Position of Financial Strength

The New York Times recently ran a series of charts designed to sum up 2020 economically. They showed how the pandemic has impacted employment, wages, home prices, and more. But one of the most striking charts about what
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