How to Minimize the Cost of Early IRA Withdrawals
Discover how to make early IRA withdrawals while avoiding the taxman — or at least minimizing his take.
Category: IRAs
Keep More of Your IRA/401(k) Gains Through Smart Tax Planning
Asset allocation is crucial to your investing success. But if you have a tax-advantaged retirement account and a taxable investment account, so is asset location.
A Roth IRA Conversion and the Opportunity of a Down Market
A down market offers an upside — an opportunity for significant tax savings when moving money from a Traditional IRA to a Roth IRA.
SMI on the Radio: Picking the Best Type of Retirement Account (audio & transcript)
IRAs have certain advantages, 401(k) have others.
On Monday's edition of Moody Radio's MoneyWise Live, SMI's executive editor Mark Biller talked about how to make the "IRA or 401(k)" decision. And he explained why using
IRA or 401(K)? You Might Be Able to Enjoy the Best of Both
A 401(k) has certain advantages over an IRA — and vice versa. Depending on your income level and employment situation, you may be able to enjoy the best of both worlds.
Is it Time to Reduce Your Investment Risk?
If your retirement years are starting to come into view, maybe it’s time to move to a less-aggressive investing posture. Will that still provide what you need in retirement? Here’s how to find
The Retirement Investing Challenge: Keeping Up With Inflation While Limiting Risk
A financially secure retirement doesn’t just happen. Careful planning and wise investing are crucial to making your retirement years golden.
Which Assets Should You Withdraw First During Retirement?
Tax laws complicate the choice of which assets to draw from first. Here's what you need to know.
How Much Should You Withdraw Each Year During Retirement?
How much can you spend during your retirement years without depleting your assets? That’s a tough question. After all, you don’t know how long you will live or what type of investment returns you’ll
Took an RMD This Year? You Can Put it Back
Joseph called attention to an issue in a recent Friday roundup that we thought important enough — and relevant to enough of our readers — to warrant a separate article.
The issue? That if you took a required minimum