Long-term-care insurance is pricey, and many applicants are rejected because of health issues. There's an alternative: short-term-care insurance.
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The primary choice in life insurance is between “term” insurance (which expires after a defined period) and “permanent” insurance (which doesn’t expire until you do). Here's what you need to know to make that
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Being single puts the responsibility of preparing for your later years squarely on your shoulders, especially if you don’t have adult children. So you need to have a plan.
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Medicare pays the full tab for many healthcare screenings and preventive services, including yearly checkups and flu shots. Yet millions of people eligible for such benefits don’t take advantage of
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Anywhere rain can fall, a flood can follow. Obviously, flooding is more likely in certain areas — such as near rivers and coasts — than in others. But low risk doesn’t mean no risk. Floods can occur even in seemingly
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How would you cover the cost of long-term care? It's a question most people can't answer, and understandably so. The cost of care is high, and rates for long-term care insurance have risen sharply.
On yesterday's
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MassMutual is the latest among many long-term care insurance (LTCI) providers to announce significant rate increases for existing policyholders. The company recently announced plans to seek a whopping 77% rate hike that
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Imagine an investment with the stock market’s upside potential, but the downside protection of a bank CD. You can gain but not lose. Interested?
That’s the marketing angle of the fixed index annuity (FIA), an
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In response to our November-issue article Bridging the Gap: Covering What Medicare Doesn’t Pay, a reader asked for a follow-up piece on “using a Christian health sharing plan as a supplement to Medicare.” We’re happy to
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Many people assume Medicare pays for all medical expenses of America’s seniors. That isn’t the case and never has been. The program — modified only slightly since being launched more than a half-century ago in 1965 — was
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