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Category: Credit and Debt

0% Financing (Some Strings Attached)

0% financing is a sales technique that is a proven winner — for sellers. But for buyers? It depends on what kind of 0% deal you're being offered. Not all of them are the same.
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Do You Know What’s in Your Credit Reports?

The particulars in your credit reports can affect everything from your employability to your insurability, so inaccurate information could spell trouble. Here's how to find out what's in there — for
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Do Not Covet What Thy Facebook Friends Have, and Other Points to Ponder

Do not covet what thy Facebook friends have “Spending is not the enemy, but when we allow social pressure or other forces to lure us into spending beyond our means, it can impact long-term financial stability and become a
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Credit Card Perks Can Be Attractive, But Users Beware

Credit card “rewards” and introductory benefits can work to your advantage — if you’re a savvy card user. But being a savvy user may be harder than you think.
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Your 10 Most Important Financial Moves for 2019

Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
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It’s Your Retirement Account, Not a Piggy Bank

A 401(k) plan account is a tax-advantaged investment vehicle designed for the long haul. Setting money aside paycheck-by-paycheck, year-after-year, a worker steadily builds retirement savings. Sometimes this is accelerated
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Your Retirement Planning Checklist

Before takeoff, airline pilots go through a checklist to make sure the flaps are in the right position, there’s enough fuel, and everything else is as it should be for a safe flight. While your retirement may not be a
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Dealing With Medical Debt

Actress Dawn Wells, homespun Mary Ann on the 1960’s sitcom Gilligan’s Island, lost a lot of money in the 2008 financial crisis — a setback compounded this year when she broke her knee in an accident and underwent an
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Before You Invest

With the stock market near its all-time highs, it’s easy to get complacent. There’s a tendency to forget the pain of the last bear market, take on more risk than we should, and minimize the importance of basic financial
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How Recession-Ready Are Your Finances?

Every day seems to bring new headlines about the next recession — what will cause it, when it will hit, and how bad it will be. Today, for example, MarketWatch is prominently displaying this article: "Why a major trade war
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