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Parents Risking Retirement to Help Kids Pay for College

Much has been made of the fact that today’s college students are more indebted than ever. But the tide is turning, with more of the college-financing burden shifting to parents—something being encouraged by private lenders
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Making the Most of Your College-Savings Program

Parents saving for college today enjoy a more attractive college-savings landscape than existed when they were growing up. It was less than 20 years ago, in 1996, that Congress first authorized tax-advantaged “529 plans.”
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Looking for College Funding in All the Wrong Places

On the heels of last week’s college-funding article that drew a great and helpful response from SMI readers, T. Rowe Price published the results of a new survey on the same topic. The research, among 2,000 parents who have
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Help An SMI Member – How to Pay for College

We heard from some SMI members recently who asked for guidance on paying for college for their children. What follows is a brief description of their situation (some facts have been changed for confidentiality purposes)
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Giving Gifts to Your Grandkids That Will Be Long Remembered

Many grandparents revel in their unique role. They get all the enjoyment young children bring (trips to the zoo, birthday parties) without any of the messy responsibilities (changing diapers, staying up all night). No
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Growing Up by Giving Up

How would you define a successful college experience? For many, simply getting a bachelor's degree would be enough. After all, as Joseph reported in our cover article, 40% of those who enter college are still without
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Education is Getting LESS Expensive

If you have a child in college, or one about to go, the headline on this article looks crazy. You know more than most about the fast-rising cost of education. But just as quickly as brick & mortar college costs are
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Section 529 Plans Continue to Pile Up Assets

Morningstar recently released a detailed report on the state of 529 college-savings plans. These plans now hold about $200 billion in assets, split roughly evenly between advisor-sold and direct-sold plans. While there's
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Do You Have in Place the One Financial Essential for the New Year?

A question we've heard countless times is "What are the most common mistakes people make when managing their finances?" One of our leading answers: making spending and investment decisions apart from a personalized
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Avoiding Student Loan Default

Many people are struggling under the weight of their student loans. But with numerous repayment options available, at least for those with federal student loans, there's no reason to default. This article offers guidance
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