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Category: 401(k)s

Thrift Savings Plan Participants May Have New Access to SMI Strategies

The U.S. government recently introduced several new benefits for government employees who participate in the Thrift Savings Plan (TSP), including access to many new investment options. By opening up a so-called “mutual
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Keep More of Your IRA/401(k) Gains Through Smart Tax Planning

Asset allocation is crucial to your investing success. But if you have a tax-advantaged retirement account and a taxable investment account, so is asset location.
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SMI on the Radio: Picking the Best Type of Retirement Account (audio & transcript)

IRAs have certain advantages, 401(k) have others. On Monday's edition of Moody Radio's MoneyWise Live, SMI's executive editor Mark Biller talked about how to make the "IRA or 401(k)" decision. And he explained why using
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IRA or 401(K)? You Might Be Able to Enjoy the Best of Both

A 401(k) has certain advantages over an IRA — and vice versa. Depending on your income level and employment situation, you may be able to enjoy the best of both worlds.
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Coming Soon to a Retirement Plan Near You: Annuities

BlackRock, the world’s largest asset manager, has announced plans to provide annuities through workplace retirement plans. According to The Wall Street Journal, annuities will be integrated into a new family of BlackRock
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9 Steps to Make the Most of Your 401(k)

Today's employer-sponsored retirement accounts differ from the pension plans of yesteryear. Now, the responsibility for the ultimate outcome — saving enough for retirement — rests squarely on your
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Is it Time to Reduce Your Investment Risk?

If your retirement years are starting to come into view, maybe it’s time to move to a less-aggressive investing posture. Will that still provide what you need in retirement? Here’s how to find
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Upgrading in a 401(k) or 403(b) With Help From SMI’s Portfolio Tracker

Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
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How Federal Workers Can Make the Most of the Thrift Savings Plan

If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
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The Risks and Advantages of Employer Stock in Your Retirement Account

Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.
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