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Articles from 09/2021

DAA – October 2021 Update

There are no official changes to the DAA lineup for October, although we are changing one of the optional refinements. Read on for the full details. DAA is a core portfolio strategy designed to help SMI readers share in
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Sector Rotation – October 2021 Update

There is no change to the official SR recommendation for October. Read on for the details. Sector Rotation is a high-risk/high-volatility strategy. While its peaks and valleys have been more extreme than SMI's other
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Stock Upgrading – Updated Fund Recommendation for October 2021

Stock Upgrading is a mechanical strategy that involves owning mutual funds and ETFs that are exhibiting strong recent momentum. As that momentum fades, holdings are replaced by new selections. The simplest method of
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Taper Talk

For now, the Fed is prioritizing its employment mandate over trying to ensure price stability. But what if higher inflation persists and the economy begins to weaken? That’s a risky scenario for
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The Outrageous Truth About Social Security

The U.S. Social Security program is on a collision course with financial reality. That means future retirees can expect higher taxes and reduced benefits.
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The Importance of Knowing What We Don’t Know

A humble, honest acknowledgment of how much we don’t know is at the heart of Sound Mind Investing’s value proposition.
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Understanding SMI’s Risk-Category System for Stock Funds

SMI is all about simplifying investing for the average investor. That's why we use a simple, standardized approach for classifying funds.
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Paying With Plastic – Safely

Chip-based cards and digital wallets have better security than older magnetic-stripe cards. Still, cardholders should take additional steps to protect against identity theft.
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A Different Take on Asset Allocation in Retirement

The conventional approach is to reduce stock holdings in retirement. Should you consider an alternative approach that increases stock holdings?
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“Transitory” Lasts Longer Than it Used To and Other Points to Ponder

“Transitory” lasts longer than it used to “The best economic minds in the world have determined that the inflation we are experiencing, while uncomfortable, is transitory. It won’t last long. It will simply go away. But
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