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Articles from 07/2020

DAA – August 2020 Update

There are no changes to the DAA lineup for August. Read on for the full details. DAA is a core portfolio strategy designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing)
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Money Roundup: A Record Plunge, A Risk Reassessment, and More

Here's our latest collection of interesting reads on investing, the economy, and personal finance. U.S. economy plunges at titanic 32.9% rate in 2nd quarter and points to drawn-out recovery (MarketWatch). Consumer
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Sector Rotation — Waiting for Final End-of-Month Rankings

We've noted the past couple months that while our current Sector Rotation holding has been performing similarly to the broad stock market, it has been gradually falling down the SR rankings as a result of other funds
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Stock Upgrading – New Fund Recommendations for August 2020

Fund Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. This article explains the Upgrading changes for the coming month.
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Are You Making Any of These Common Investing Mistakes?

It's human nature — people tend to learn more from their mistakes than their successes. We asked SMI members to tell us about their most significant investing mistakes — and what they learned from
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Managing Risk Within SMI’s Framework

SMI's “follow the system” method of sticking to clear, mechanical rules works nearly all the time. But there is one potential hitch in this risk-management process.
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2nd Quarter Report: Crisis Response Prompts Massive Rebound

It's been a crazy year! And the end of the 2020 economic-and-market story remains to be written. But at least during the second quarter, optimism paid off.
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How Much Should You Withdraw Each Year During Retirement?

How much can you spend during your retirement years without depleting your assets? That’s a tough question. After all, you don’t know how long you will live or what type of investment returns you’ll
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Who Needs the Stock Market?

The stock market offers most investors their best hope of generating returns that’ll outpace inflation and taxes. But are you able to stick with the market through its many gyrations?
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Maximizing Need-Based College Financial Aid

If your child is a sophomore or junior in high school, repositioning some of your financial resources now may reduce the price you pay for college later.
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