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Articles from 12/2019

Sector Rotation – January 2020 Update

There is no change to the official SR recommendation for January. Read on for the details. Sector Rotation is a high-risk/high-volatility strategy. While its peaks and valleys have been more extreme than SMI's other
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SMI’s Top 10 Articles of 2019

The end of December is a natural time to reflect on the year. One way we do that here at SMI is to review which of the many articles we wrote were shared the most. (At the beginning and end of each article you will see
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A Christmas Prayer

Father, we are in awe of what we celebrate this day. How can it be that the all-sufficient God of the universe became a helpless child resting in a feed trough? How can it be that the divine Word reduced Himself to
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The New Law of the Land on RMDs, IRA Contributions, Stretch IRAs, and More

Shoppers aren't the only ones hustling and bustling as Christmas approaches. The U.S. Congress speeded up its typically glacial activity and approved the SECURE Act last week, serving it up just in time for the Christmas
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Stock Upgrading – New Fund Recommendations for January 2020

Fund Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. This article explains the Upgrading changes for the coming month.
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A New, Better Process for Getting Started With MoneyGuide

Envestnet's MoneyGuide — the planning software available to SMI Premium-level members — is now even better. The software's new MyBlocks™ system offers a simpler "onboarding" process for first-time users plus helpful new
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“Make No Little Plans”

What "unreasonable" adventure is God calling you to in 2020? Are you ready to follow His plans?
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Two Types of Risk

When thinking about how much risk to take to reach your retirement-planning goals, don't focus solely on average expected returns. Consider the full range of past market outcomes, some of which have been
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Ordinary People Who Have a “Financial Superpower”

Being a “super saver” won’t help protect the Earth against evil aliens. But substantial savings can guard against personal financial disaster and help you meet long-term goals.
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Unplanned Early Retirement – It’s More Common Than You Might Think

Wise stewardship requires a healthy dose of risk management. Plan for retirement with the awareness that your current job may not be as secure as you think.
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