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Articles from 07/2018

DAA – August 2018 Update

There are no changes to the DAA lineup for August. Read on for the full details. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains while minimizing (or even
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Sector Rotation – August 2018 Update

There is no change being made to the official SR recommendation for August. Read on for the details. Sector Rotation is a high-risk/high-volatility strategy. While its peaks and valleys have been more extreme than SMI's
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New Momentum Research

As you probably know, most of SMI's investing strategies take advantage of the observable market phenomenon known as momentum. Momentum — or "performance persistence" — is just what it sounds like. It means an investment
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Money Roundup: “Scared Out of the Stock Market,” Suddenly Unliking Facebook, and More

As we head into the final weekend of July, here's our weekly collection of interesting reads on investing, personal finance, and stewardship. Enjoy!
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Stock Upgrading – New Fund Recommendations for August 2018

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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The Millennial Investing Crisis

The formative scars of the 2008 financial crisis have inclined many millennials (born between 1980-2000) to be more risk-averse than other post-World War II generations, favoring the safety of low-paying savings over
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2nd Quarter Report: Stocks Climb the Wall of Worry

After spending the first quarter of 2018 worrying about the return of inflation and volatility, investors found a new concern to obsess over in the second quarter: the possibility of a global trade war. But unlike
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Understanding “Regression to the Mean” Helps Manage Expectations

In investing, as in life, it’s important to manage your expectations. There’s nothing quite like an unmet expectation to drive misery and misbehavior. That helps explain why fewer people own stocks today than before the
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Money & Marriage: It Takes More Than a Spreadsheet

While preparing to do some teaching at my local church about managing money effectively as a couple, my research reminded me once again why money is often such a divisive issue between spouses. Study after study shows that
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The Nuts and Bolts of a Roth IRA Conversion

Moving retirement money from a Traditional IRA, 401(k), 403(b), or other tax-deferred account to a Roth IRA is a bit like refinancing a home mortgage: you get long-term benefits, but only if you’re willing to bear
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