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Articles from 05/2017

DAA — Preliminary June Info

DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses during bear markets. The strategy involves using exchange-traded
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Sector Rotation - June 2017 Update

Sector Rotation is a high-risk/high-volatility strategy. While its peaks and valleys have been more extreme than SMI's other strategies, it has generated especially impressive long-term returns, as discussed in Sector
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Ready Cash: As Home Prices Rise, Cash-Out Re-fis Are on the Rise Too

Many American homeowners are re-embracing a once-popular method of generating cash: refinancing their home loans and getting cash out in the process. Five years ago, in the continuing wake of the financial crisis, only 12
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Money Roundup: Stop Being Your Own Worst Enemy, DeFANGing a Common Market Narrative, and More

This week’s picks for the best investing and personal finance articles from around the web. How to stop being your own worst enemy in the stock market (MarketWatch). Practical ideas for taming your emotions. This bull
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Stock Upgrading — New Fund Recommendations for June 2017

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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How to Think About Money

Jonathan Clements wrote a personal finance column at The Wall Street Journal for nearly 20 years. He also spent six years as Director of Financial Education for Citigroup’s U.S. wealth-management business. He is the
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Make Sure Your Investment Decision-Making Is Inside-Out

SMI regularly suggests that one’s investing decisions usually can be made with little regard for what’s going on in the investment markets. This seems counterintuitive. Let us once again make our case, then we’ll apply it
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Plans Fail for Lack of Counsel, but With Many Advisers They Succeed

It’s a great time of year for the Pryors — Susie and I are getting ready to leave for our annual vacation on the Carolina beaches! While we’re there, we don’t buy newspapers, turn on the television, read any news, or do
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Upgrading in Your 401(k) Plan When Your Options Are Limited — A Guidestone Case Study

What’s an SMI member with a bad 401(k) plan to do? In this case, “bad,” means a plan with limited investment options. SMI’s Personal Portfolio Tracker, available to both Basic and Premium members, was designed with that
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Protecting Your Financial Assets by Stepping Up Your Cybersecurity

Maybe you used to keep a spare house key under the welcome mat (or a nearby rock) in case you got locked out. Few of us do that anymore. We’ve grown too concerned about home security. But many of us still leave a spare key
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