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Articles from 05/2017

DAA — Preliminary June Info

DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses during bear markets. The strategy involves using exchange-traded
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Sector Rotation - June 2017 Update

Sector Rotation is a high-risk/high-volatility strategy. While its peaks and valleys have been more extreme than SMI's other strategies, it has generated especially impressive long-term returns, as discussed in Sector
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Ready Cash: As Home Prices Rise, Cash-Out Re-fis Are on the Rise Too

Many American homeowners are re-embracing a once-popular method of generating cash: refinancing their home loans and getting cash out in the process. Five years ago, in the continuing wake of the financial crisis, only 12
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Stock Upgrading — New Fund Recommendations for June 2017

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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How to Think About Money

Jonathan Clements wrote a personal finance column at The Wall Street Journal for nearly 20 years. He also spent six years as Director of Financial Education for Citigroup’s U.S. wealth-management business. He is the
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Plans Fail for Lack of Counsel, but With Many Advisers They Succeed

It’s a great time of year for the Pryors — Susie and I are getting ready to leave for our annual vacation on the Carolina beaches! While we’re there, we don’t buy newspapers, turn on the television, read any news, or do
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Protecting Your Financial Assets by Stepping Up Your Cybersecurity

Maybe you used to keep a spare house key under the welcome mat (or a nearby rock) in case you got locked out. Few of us do that anymore. We’ve grown too concerned about home security. But many of us still leave a spare key
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It May Be Time to Review Your Estate-Planning Documents

As a financial planner, one of my responsibilities is to keep up with legislative changes and their effects on clients. Estate planning is an area where change is so frequent — and so confusing — it’s a challenge to stay
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Living in the Tension and Other Points to Ponder

Should I stay or should I go? “It ‘feels’ like there is a rug-pull moment coming any day now.” — Michael Batnick, author of the Irrelevant Investor blog, on 5/17/17. For many investors, he said, every time the market
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SMI on the Radio: Investing with the Long-Term in Mind

One key to becoming a successful investor is to "keep your eyes up and [looking] over the horizon" — as SMI Executive Editor Mark Biller explains on today's MoneyWise radio program. Only by maintaining a long-term look
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