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Articles from 12/2016

Successful Stock-Fund Upgrading Requires Owning Only 5 Funds

SMI’s Fund Upgrading strategy diversifies your portfolio across five stock categories. Within each category, we recommend three fund options. If you wish, you can invest in all three funds in each category. However, we
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Getting in Shape in 2017 With a ‘Fiscal Health Day’

Several years ago, when New York Times personal-finance writer Ron Lieber was furloughed for a few days, he responded in true personal-finance expert fashion. By devoting one of his unpaid days off to taking care of a list
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Watching, Waiting, Planning, Working

“The end times are at hand and you want me to set up a plan?” Years ago, we sent out several thousand letters to Christians who we thought might have an interest in a resource such as SMI, one that could help them set up
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Choosing a Strategy You Can Stay With and Other Points to Ponder

Forecasters never learn, and never stop “Economic analysis colored by political bias equals awful investing advice.”— Money manager/blogger Barry Ritholtz, writing in Bloomberg View on 12/14/16, about one of the many
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Mutual Fund Trading Fees Decreasing

Fidelity has announced some good news for mutual fund investors: Short-term trading fees are going away for 75 of the company’s funds. That’s about half of the Fidelity funds that have carried such fees. The Sound Mind
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Money Roundup: Whether Dow at 20,000 Matters, Forecasters Never Learn, and More

This week’s picks for the best investing and personal finance articles from around the web. The Dow milestone means little to long-term investors (CNBC). 20,000? So what? You may end up living a lot longer than you
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The Impact of Rising Interest Rates

There are two key points to understand about yesterday's Federal Reserve decision to boost interest rates another 0.25%: The decision to raise rates was made primarily in response to positive economic news The markets'
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Now Available: Personal Portfolio Tracker and Fund Performance Rankings with Data through 11-30-16

SMI's Personal Portfolio Tracker and monthly Fund Performance Rankings report have been updated to reflect mutual-fund performance data current through 11/30/2016. The Tracker and FPR are typically updated monthly between
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Running Your Own Performance Calculations

At Sound Mind Investing, we aspire to serve knowledgeable investors, although we work very intentionally at focusing on what you truly need to know about investing—not everything there is to know. Which leads to the point
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Money Roundup: What Older Investors Get Wrong About Risk, Death by Diversification, and More

This week’s picks for the best investing and personal finance articles from around the web. Why older investors often take too much—or too little—risk (Wall Street Journal). It all comes down to their “variable risk
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