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Articles from 09/2016

DAA — New Recommendations For October 2016

There is one change to make to DAA for October. Read on for the full details. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even
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Sector Rotation - October 2016 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Money Roundup: The Financial Danger of Too Much Free Time, Bursting the Bubble Talk, and More

This week’s picks for the best investing and personal finance articles from around the web. More free time could mean risky spending for new retirees (USA TODAY). Especially in the first two years of retirement, there’s
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Stock Upgrading — New Fund Recommendations for October 2016

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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Beyond Bonds: Limiting Risk Within Long-Term Portfolios

The relationship between season-of-life and asset allocation used to be straightforward: as investors aged and became more risk-averse, they decreased their stock exposure and increased their bond holdings. But with bond
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Gold-Mining Funds Have Been Hot in 2016, But Are They Right for DAA?

In our August SMI cover article, we provided a primer on when and why to own gold. That article explained why we believe a tactical approach to owning gold is best for most people, and how our Dynamic Asset Allocation
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A Culture Trying to Stand on Sinking Sand

Two-thirds of baby-boomers will inherit family money over their lifetimes, according to research by the Boston College Center for Retirement Research, amounting to the tidy sum of some $7.6 trillion! But inheritors are up
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2 Simple Steps Toward Getting Out of Debt ASAP

Getting out of debt tops the list of Americans’ financial priorities, according to a recent study by BMO Wealth Management. If getting out of debt is one of your top goals, two simple steps will speed up the
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Preparing Financially for the Death of Your Spouse

There are turning points in life that prompt important financial decisions. What you choose to do — or not do — at such times can have a significant impact on your long-term financial well-being. The death of a spouse is
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Stock Indexes: Taking the Measure of the Market

One of the simplest portfolios to assemble is one that seeks to match the performance of the stock market (as opposed to one that attempts to “beat the market”). Index funds, such as those used in SMI’s Just-the-Basics
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