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Articles from 04/2016

DAA — May 2016 Update

There are no changes to the DAA lineup for May. Read on for the full details. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even
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Sector Rotation - May 2016 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Money Roundup: The Investor’s Enemy, Getting Comfortable With Loss, and More

This week’s picks for the best investing and personal finance articles from around the web. This impulse makes investors sell low and buy high (CNBC). For investors, emotion is the enemy. Which one of these indicators
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Stock Upgrading — New Fund Recommendations for May 2016

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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How Dollar Cost Averaging Uses Bear Markets to Your Advantage

Last month, we discussed an investing concept called dollar-cost-averaging. DCA involves investing a pre-determined amount of money at regular time intervals. A common example of this would be contributing $100 (or any
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New Ways of Thinking About Reverse Mortgages

Reverse mortgages used to be considered a cash-flow option of last resort. That perception is changing, due to new regulations that have made them safer, as well as new cash-flow strategies that appeal to younger retirees.
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1st Quarter Review of SMI’s Investing Strategies

The first quarter of 2016 revealed how quickly stock-market sentiment can swing from one extreme to the other. The first six weeks were rough, with major stock indexes down more than 10%. Extreme fear was evident in
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Years of Plenty, Years of Famine — 10 Years Later

Ten years ago, in the summer of 2006, I wrote an editorial titled Years of Plenty, Years of Famine. In it, I told how Joseph has always been one of my favorite Bible characters. His roller-coaster ride from favorite son to
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Update on Bond Upgrading Research

As we reported in last month’s Bond Upgrading new-fund write-up: “We’ve devoted a significant amount of time recently to re-opening our bond research to see if there’s a way to reduce the potential for…short-term trades.
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Life Insurance in Disguise — Making a Wise Survivorship Decision

Editor’s note: Last month, this column began exploring the decision of how to best receive money from a defined-benefit retirement plan: Should you take all of it in one lump sum and invest it yourself, or should you
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