Home >Articles

Articles from 03/2016

DAA — New Recommendations For April 2016

There is one change to make to DAA for April. [Editor's note: there is no second move to make this month.] Read on for the full details. DAA is a core portfolio strategy that is designed to help SMI readers share in some
Continue Reading

Sector Rotation - Final Decision Delayed Until Tomorrow

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
Continue Reading

Stock Upgrading — New Fund Recommendations for April 2016

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
Continue Reading

Bond Upgrading — New Fund Recommendation for April 2016

The new SMI Bond Upgrading strategy debuted at the beginning of 2015. This approach involves investing half of the bond portfolio in two “core” funds which do not change. These two funds provide stability to the portfolio.
Continue Reading

“You’ve Got to Know When to Fold ‘Em”

If you’re following SMI’s strategies, you already receive regular, objective alerts when it’s time to replace a fund. But for those who aren’t doing so, or who invest through a 401(k) using funds other than SMI’s fund
Continue Reading

“Try” not. Do, or do not. There is no “try.” — Yoda

With Star Wars back on the front burner of our entertainment culture, I am reminded of Yoda, a Jedi master who was small of stature but had a way with words. A philosopher, he was. Let me say this right up front: The SMI
Continue Reading

Keep More of Your IRA/401(k) Gains Through Smart Tax Planning

This article pertains specifically to investors who have both a tax-advantaged account (IRA/401k) and a taxable investment account.   If you don’t have a taxable investing account, don’t make the mistake of thinking
Continue Reading

Taking the Guesswork Out of When and How Much to Invest

You are more likely to be a successful investor over the long haul if your investing decisions and actions flow from specific, predetermined guidelines. An old saying offers good advice: “Plan your work and work your
Continue Reading

Cashing Out Your Retirement Plan: Lump Sum or Annuity?

One of the most important, irrevocable financial decisions many people ever face concerns how they will receive the money out of their retirement account when they retire. For certain types of retirement plans, employers
Continue Reading

Keys to Teaching Your Kids to Save

Of all the things a kid (or we adults, for that matter) can do with money, saving it may be the most boring. Spending, of course, is fun. Investing and giving can be exciting as well. But saving money is all about setting
Continue Reading