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Articles from 01/2016

3 Ways to Make Your Retirement Savings Last

2016 started out in painful fashion for all investors, but especially for recent retirees dependent on their investment accounts for living expenses. It highlights an issue retirement researchers call “sequence of returns”
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Things Worth Knowing

An approach we occasionally use in our marketing efforts is to ask this question: “What is the #1 financial mistake many Christians make?” Our answer: they ignore biblical wisdom when managing their money and follow
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Investing in a Stronger Marriage

Money may not be the most romantic topic to talk about this Valentine’s Day, but it may be one of the most important ones influencing the health of your marriage. So, whether you broach the subject on February 14th or save
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Stock Fund Managers Underperform — And Hinder Upgrading from Winning the Performance Race

If the performance contest in 2015 was the Kentucky Derby, the headline would be "Upgrading Loses by a Nose at the Wire!" It was a race I watched closely throughout the year. Naturally, being an Upgrading fan, I was
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No Bear Alert Yet, But Is A Bearish Theme Emerging?

The stock market's declines earlier today brought it to within striking distance of SMI's Bear Alert Indicator. As a reminder, that indicator requires a Friday (weekly) close below a certain level (1,811.20 on the S&P
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Running the Race: The Pace

[Matthew was a member of the SMI team for 10 years before departing to pursue his passion for fitness. His first book, The Body Tithe Devotional, is designed to encourage Christians through a 90-day fitness or health
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A Lesson Learned about Short-Term Redemption Fees and Mutual-Fund Holding Periods

It turns out you can teach an old dog new tricks. During my annual rebalancing at year-end, I learned an expensive lesson. Rather than let it go to waste, I'm passing it along so you won't have the same unfortunate
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Are You ‘Engaged’ In Your Work?

According to Gallup, there’s a “crisis” of low employee engagement across the world. The polling organization largely blames employers, but whose job is it to foster a sense of engagement in our work? The numbers Gallup
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Now Available: Personal Portfolio Tracker and Fund Performance Rankings with Data through 12-31-15

SMI's Personal Portfolio Tracker and monthly Fund Performance Rankings report have been updated to reflect data current through 12/31/2015. The Tracker and FPR are updated monthly between the 10th-13th of the month,
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Why Did 2015 Present a Challenge to SMI’s DAA Strategy?

Last year was a perplexing one for Dynamic Asset Allocation investors (of whom I am one in a significant way). It turned in only its second losing performance going all the way back to 1982, dropping -6.8%, yet the stock
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