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Articles from 12/2015

DAA — January 2016 Update

With a few hours of trading left in 2015, it appears that there will be no changes to the DAA lineup for January. Read on for the full details. DAA is a core portfolio strategy that is designed to help SMI readers share
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Sector Rotation - January 2016 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Enhanced Just-the-Basics Update: Q1 2016

For those following our Enhanced Just-the-Basics (EJtB) strategy, first quarter 2016 recommended fund selections are now available.
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SMI’s Top 10 Articles From 2015

SMI’s most-read articles are those that provide guidance about which funds to buy or sell. That’s natural since people subscribe to SMI primarily for our investment strategies and specific fund recommendations. When you
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Creating a One-Page Financial Plan

Because financial planning seems like such an overwhelming task, many people put it off until it’s too late. Financial author Carl Richards offers an approach anyone can follow: First, answering your personal “Why?”
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8 Key Factors That Determine Your Long-Term Investing Results

Focus on what you can control rather than worry about what you can’t. That’s one of the financial-planning takeaways from this month’s cover article. It’s a timely reminder for investors as well, given the ever-present
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10 Motivating Reasons to Get Out of Debt

[With a new year upon us, you have a fresh opportunity to make significant financial progress. Here are 10 reminders as to why you should make it a priority to attack your debt load in 2016 as never before. – AP] Before
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Striking a Blow For Simplicity in SMI’s 2016 Upgrading Allocations

As we discuss our suggested portfolio allocations for 2016, remember that the most important characteristic of your portfolio — the factor that influences the performance of your portfolio more than any other — is the way
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Retirement-Plan Automation — Is a Nudge Enough?

The trend toward automation is significantly affecting 401(k) and other workplace retirement-plan participants. An increasing number of employers now automatically: (1) enroll new hires into their retirement plans; (2)
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How to Plan for a Meaningful Encore in Retirement

Record numbers of older workers are planning to work past the typical retirement age, and even when they do retire from full-time work, many say they’d like to continue working for pay to some degree. Some realize they’ll
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