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Articles from 08/2015

DAA - New Recommendation For September 2015

There are changes to make this month in Dynamic Asset Allocation. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses
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What DAA Does — And Does Not — Protect Against

The new recommendations for SMI's Dynamic Asset Allocation (DAA) strategy will follow later in a separate post. But first, I want to discuss the performance of DAA over the past month. The market's volatility over the
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Sector Rotation - September 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Money Roundup: Investor Cruelty, The Pain That Emotion Inflicts on Investors

This week’s picks for the best investing and personal finance articles from around the web. (If any links take you to locked articles, just do a search on the headline and you should find an unlocked version.) The cruel
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Stock Upgrading — New Recommended Funds for September 2015

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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Bond Upgrading — New Fund Recommendation for September 2015

The new SMI Bond Upgrading strategy debuted at the beginning of 2015. This approach involves investing half of the bond portfolio in two “core” funds which do not change. These two funds provide stability to the portfolio.
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Why (Most of) You Should Look Forward to the Next Bear Market

The stock market has few set rules. There are, however, certain truisms that have withstood the test of time. One is that bad market periods are always followed, in time, by good market periods. SMI was started in July
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On Bear Markets and Boundaries

An important but often overlooked benefit of SMI’s investing strategies is they provide clear-cut boundaries. These boundaries protect us from our worst enemies — ourselves — by giving “mechanical” guidelines for buying
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Combining Multiple Strategies — the Next Level of Diversification

For 25 years, SMI has provided investors with easy-to-use strategies to manage their portfolios. Just-the-Basics is our oldest and simplest approach, using index funds in an attempt to roughly duplicate the market’s
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Is Holding Company Stock in Your 401(k) Risky or Advantageous?

For many years, SMI has warned against the dangers of holding too much of your employer’s stock in a 401(k) or other company retirement plan. It is simply too risky to depend on your employer for your current income and
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