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Articles from 07/2015

DAA - New Recommendation For August 2015

There is a change to make this month in Dynamic Asset Allocation. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses
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Sector Rotation - August 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Stock Upgrading — New Recommended Funds for August 2015

Our most aggressive core strategy, Stock Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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Status Report of Formerly Recommended Funds - August 2015

Beginning in April, SMI’s Stock Upgrading strategy shifted from providing four official fund recommendations in each stock category to listing only three. (See Simplify Your Fund Upgrading By Owning Fewer Funds for
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Are Your Investing Expectations Reasonable?

Investing self-discipline requires holding on to reasonable beliefs in spite of your changing moods. When your strategy suddenly seems unproductive, it is self-discipline that holds you on course and keeps you
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2nd Quarter Review of SMI’s Investing Strategies

As has been the case in recent years, interest rates were the primary driver of the financial markets in the second quarter. Investors continued to focus heavily on each utterance by the Federal Reserve, trying to
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Understanding the Important Difference Between “Yield” and “Total Return”

Yield and total return are concepts SMI has historically discussed in relation to bonds or other savings vehicles. But because our Dynamic Asset Allocation (DAA) strategy recently presented a scenario involving these
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How Well Do Target-Date Funds Perform in a Downturn?

Target-date mutual funds (TDFs) have grown rapidly to become among the most popular investments held in workplace retirement plans — such as 401(k), 403(b), and 457 plans. With millions of people holding this type of
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Where Does All Your Money Go?

Does the word “budget” still make you cringe? For many, the word conjures up images of a ball and chain strapped to their ankle, a heavy weight putting a drag on their finances and fun. But people who use a budget usually
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Signals, Noise, and Other Points to Ponder

Signals, noise, and the risks that matter “When you’re constantly looking for a catalyst to explain every single move in the markets, you start to see signals and correlations that just don’t exist. Much of the time we
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