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Articles from 05/2015

DAA - June 2015 Update

There are no changes to make in Dynamic Asset Allocation this month. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing)
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Sector Rotation - June 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Money Roundup: A Rising Rate Environment Survival Guide, Weighing Guaranteed Income Trade-offs, and More

This week’s picks for the best investing and personal finance articles from around the web—a day early this week because we'll have updates to our Dynamic Asset Allocation and Sector Rotation strateiges tomorrow. Can your
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Stock Upgrading - No New Recommended Funds for June 2015

None of our offical recommended funds are being replaced this month. However, read on for news about two of our current recommendations.
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Bond Upgrading - New Fund Recommendation for June 2015

[This is the first change to our recommended bond fund since the new SMI Bond Upgrading strategy debuted at the beginning of 2015. This approach involves investing half of the bond portfolio in two “core” funds which do
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Status Report of Formerly Recommended Funds - June 2015

Beginning in April, SMI’s Stock Upgrading strategy shifted from providing four official fund recommendations in each stock category to listing only three. (See Simplify Your Fund Upgrading By Owning Fewer Funds for
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What Risk Is — and Isn’t

Many investing fundamentals can be expressed in simple numerical terms. These numerical variables can then be manipulated in clever ways to create investing strategies designed to meet specific goals.   The problem is,
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Understanding SMI’s “Relative Risk” Scores for Mutual Funds

This month’s cover article (What Risk Is – and Isn't) makes the somewhat controversial assertion that “risk cannot be measured.” Howard Marks’ point is exactly right: what is commonly measured and referred to as risk
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How to Start Investing With SMI if Your Portfolio Is Small

Years ago, SMI used to consider $25,000 to be the minimum amount needed to implement what was (at the time) our primary investment strategy — Fund Upgrading. For investors with smaller balances, “Getting Started”
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Invest in Your 401(k) — or Pay Down Your Home Mortgage?

“We’d like to start prepaying our mortgage, but we can’t do that and invest for retirement. Which should have the priority?” That’s a common question — and there’s no one-size-fits-all answer. Your age, tax bracket, how
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