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Articles from 04/2015

Overlooked Factors In The Roth vs. Traditional Decision

Austin's post-tax-season reflections yesterday got me thinking about another tax filing issue: whether to make retirement plan contributions on a Roth or Traditional basis. This is one of the most common questions I hear,
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“We have met the rich, and, apparently, they is us.” - with Apologies to Pogo

It occurs to me that Tax Day came and went last week without a rant from yours truly. My friends, this should not be. And so, pretend it's 1909, and we're in the visitor's gallery of the U.S. Senate. We're listening in on
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We’re Sold Out of ‘The Grad’s Guide to Money’

In the April issue of the Sound Mind Investing newsletter, we offered a "limited" number of "The Grad's Guide to Money" books at a discounted price. Those books are now all gone. If you'd still like a copy, they are
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How To Cut Junk Mail And Telemarketing Phone Calls

This topic is a little different than the investing themes I normally write about, but I remember writing about this a long time ago (maybe 10 years or more?) and it generating quite a bit of interest. So it's probably
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Being the Bank of Mom and Dad Can Bankrupt Your Retirement and More

Many people find it difficult to save enough to build an adequate nest egg, and one seldom discussed factor that appears to be holding some households back is supporting adult children financially. As reported by Next
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Personal Portfolio Tracker Update (Data Through March 31)

SMI's Personal Portfolio Tracker has been updated to reflect data current through 3/31/15. Not familiar with this powerful tool? Read on for a brief overview. SMI's most popular web tool has long been the Personal
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Are You Likely to Relocate When You Retire?

I routinely see articles about the best/worst places for retirees to live, and I always wonder, "Do many people actually relocate for these reasons?" There may have been a time in life when you had to move away from
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Rarity Of Average Returns / Why Foreign Stocks Will Be Increasingly Prominent

Two quick hitting stories of interest for you today. Average Is Unusual First, we've noted this before, but it's worth pointing out for newer readers. That 8%-10% annual return you (and everyone else) are expecting from
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How to View All of Your Accounts as One Portfolio

The cover article in the Sound Mind Investing April newsletter showed how to manage multiple investment accounts (i.e., an IRA or two, a 401(k) account, etc) as a single portfolio. The premise is that doing so simplifies
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Fresh Off My Spreadsheets: 1Q Performance of SMI Strategies

The new year started off with a disappointing January, a strong February, and a mixed March. We'll review how our various strategies dealt with the cross currents in more detail in the next issue, but for those who would
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