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Articles from 04/2015

Sector Rotation - May 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Status Report of Formerly Recommended Funds - May 2015

There are no new recommended funds for Upgrading this month. However, beginning last month, SMI’s Upgrading strategy shifted from providing four official fund recommendations in each stock category to listing only three.
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1st Quarter Review: The First Shall Be Last and the Last, First

For the past six years, SMI and many others have pointed to the policies of the Federal Reserve as a primary driver of investment returns. The first quarter of 2015 continued to illustrate the importance of central-bank
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Making the Most of Your College-Savings Program

Parents saving for college today enjoy a more attractive college-savings landscape than existed when they were growing up. It was less than 20 years ago, in 1996, that Congress first authorized tax-advantaged “529 plans.”
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Stretching Your IRA’s Benefits

If you own an IRA, leaving the balance to your children or grandchildren upon your death can greatly stretch its benefits — as long as you fill out a simple form and clearly communicate your wishes. In this article, we’ll
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Forecasting Assumptions: Inevitably Incorrect and Incomplete

It’s that time of year when my hometown briefly captures the attention of the nation. A huge audience tunes in to an event that takes place here on the first Saturday in May — the Kentucky Derby. In addition to the tens
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Godspeed, Benita Wilson!

At first glance, Sound Mind Investing probably looks like an organization that’s all about wise money management. But what drives us is the recognition that life is really all about relationships—our relationship with God
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Nearing Retirement? Look Carefully Before You Leap Into Annuities

Those nearing retirement are faced with a high-stakes decision. In the event you have a company pension, should you take it in monthly payments for life or in a lump sum? If you take the lump sum, how do you invest those
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They Don’t Ring A Bell At The Top

"In hindsight, the signs were obvious to anyone paying attention. Years of quantitative easing had pushed prices for financial assets to unsustainable highs, while simultaneously pushing bond yields to ridiculously low
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Gap Between Retirement Confidence and Preparedness Grows

The number of today’s workers who are confident they’ll enjoy a secure, comfortable retirement continues to grow—while at the same time, their actual preparedness appears to be declining. That’s a central finding from the
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