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Articles from 03/2015

Sector Rotation - Too Close To Call

We're going to wait until tomorrow to make April's Sector Rotation selection. The current holding is hovering near the quartile after being pretty volatile this month, and we want to see another day's data before making a
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DAA - April 2015 Update

There are no changes to make to the Dynamic Asset Allocation lineup for April. DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even
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Saving More for the Future by Envisioning the Future

Managing money well involves living in the tension between now and later. Right now, we have bills to pay, groceries to buy, and this summer’s vacation to plan. Later, we sometimes remember, we’ll need a nest egg to live
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Status Report of Formerly Recommended Funds - April 2015

Beginning this month, SMI’s Upgrading strategy has shifted from providing four official fund recommendations in each stock category to listing only three. This means each risk category had one official recommendation
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Simplify Your Fund Upgrading by Owning Fewer Funds

SMI’s desire has always been to make investing as simple as possible for the average reader. That’s why we’re making a change in how we present our Upgrading recommendations. From now on, we will present only three fund
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Chasing Hot Sectors: Danger, but Also Opportunity

The way stock market returns are typically reported — “The market was up 12.7% last year” — masks the fact that at any point in time it’s normal for some stocks to be faring well while others are languishing. Indexes such
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Taking a One-Portfolio Approach to Your Investments

Leonardo da Vinci reportedly said, “Simplicity is the ultimate sophistication.” And he lived at a time before e-mail, voice mail, and the many other supposedly time-saving technologies have proven only to raise our
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Which Assets Should You Withdraw First During Retirement?

Once you reach retirement and begin drawing from the storehouse of wealth you’ve worked so hard to accumulate, two questions arise. First, how much can you withdraw each year without running the risk of depleting your
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Credit Scores Come in Different Flavors — Which Is Best?

Your use of credit is an open book. Your credit history including a record of your past borrowing, repayment history, and the current status of all your credit relationships is constantly monitored and updated by
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An Easter Meditation: God Rejoices in Doing Us Good

On the night before going to the cross, Jesus made this wonderful promise to His followers: “And if I go and prepare a place for you, I will come back and take you to be with me that you also may be where I am” (John
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