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Articles from 02/2015

DAA - March 2015 Update

DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses during bear markets. The strategy involves using exchange-traded
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Sector Rotation - March 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns, as discussed in
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Money Roundup: Beware the Market Order, When a Great Investment Strategy Isn’t So Great, and More

This week’s picks for the best investing and personal finance articles from around the web — a day early this week because we'll have DAA and Sector Rotation strategy updates tomorrow. Smart trading for those who seldom
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New Fund Recommendations for March 2015

Our most aggressive core strategy, Fund Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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Making the ‘Right’ Investing Decisions in 2015 — and Beyond

Having lived through the thrill of victory (the 2009-2014 bull market) and the agony of defeat (the horrendous 2008 bear market), people are finding it difficult to know the “right” steps to take going forward. They
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Sector Rotation Is Risky but Highly Rewarding

Welcome to this primer on Sound Mind Investing’s most aggressive (and profitable) strategy. As we get started, look at Table A below. See the “SMI Sector Rotation” column? The one that shows average annualized returns of
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How Much Should You Withdraw Each Year During Retirement?

Two questions that inevitably arise during planning sessions with our clients are: “How much can I spend during my retirement years without depleting all my assets?” and “Which accounts should I withdraw from first — IRAs,
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What Is Your One Word?

Reality check: How are you doing with your 2015 New Year’s resolutions? If the answer is “not so good,” maybe it’s time to try a different approach: doing something about one thing instead of nothing about everything.
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One Thing I Do

Is it good to be zealous? Depends on what you are zealous for, doesn’t it? The Apostle Paul wrote that “It is fine to be zealous, provided the purpose is good...” (Galatians 4:18). What might that good purpose be? 19th
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How Much Emergency Savings Do You Really Need?

Money — or rather the lack of it — is the most common concern that keeps Americans up at night. Some 72% of respondents to a recent American Psychological Association survey said they are stressed over their finances at
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