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Articles from 01/2015

DAA - February 2015 Update

DAA is a core portfolio strategy that is designed to help SMI readers share in some of a bull market’s gains, while minimizing (or even preventing) losses during bear markets. The strategy involves using exchange-traded
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Sector Rotation - February 2015 Update

Sector Rotation is a high-risk/high volatility strategy. While its peaks and valleys have been higher and lower than all other SMI strategies, it has generated especially impressive long-term returns. Sound Mind
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Money Roundup: A New Way for High Income Earners to Contribute to a Roth, What Older Investors Regret, and More

This week’s picks for the best investing and personal finance articles from around the web — a day early this week because we'll have DAA and Sector Rotation updates on Friday. After-tax 401(k) rollover to Roth IRA ok’d
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You Must Be Present to Win, and Other Points to Ponder

You Must Be Present to Win According to the Gallup organization, the percentage of Americans with money in the stock market has declined from 65% in 2007 to 54% last year. “The train may be back at the top of the
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New Fund Recommendations for February 2015

Our most aggressive core strategy, Fund Upgrading is a “momentum” strategy premised on the idea that recent past performance tends to persist. The strategy has you diversify your portfolio across five stock fund “risk
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2014 Year-in-Review: Solid Gains Continue, but Volatility Returns

U.S. stocks rose for a sixth straight year, the bond market was surprisingly strong as interest rates unexpectedly declined, and all of SMI’s strategies (except the Optional Inflation Hedges) made money in 2014. Cause for
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Find Bonds Confusing? Here Are the Basics You Need to Know

For nearly 30 years, declining inflation and interest rates have perpetuated a massive bull market in bonds, producing excellent total returns. But with interest rates driven to dramatic lows by Federal Reserve policy,
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Practicing What I Preach

Have you ever wondered how I invest my money? You’re too polite to ask, but likely curious all the same: “Does this guy invest for his retirement the same way he tells me to invest for mine?” With my annual rebalancing
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The Positives — and Perils — of “Back-Door” Roth IRA Contributions

This article is more technical than our usual fare, but if the opening paragraphs describe your situation, it’s worth taking the time to understand this particular retirement-planning option. If you are a high-income
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How to Calculate Your Portfolio’s Rate of Return

How did your investments perform last year? It’s an important question, and at first glance, it seems like it should be easy to answer. However, when you consider any contributions or withdrawals you made and whether you
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